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FAQs on Using 529 Plans

FAQs on Using 529 Plans for Certification, Recertification & Continuing Education

As part of the Freedom to Invest in Tomorrow’s Workforce Act passed by Congress in July 2025, Section 529 of the Internal Revenue Code has been amended to add a new subsection on “qualified postsecondary credential expenses.” This means surgical technologists (and those preparing to enter the profession) can now use 529 funds to pay for expenses such as the CST or CSFA certification exam, renewal fees, and continuing education. For many, this makes pursuing and maintaining your credentials more affordable and accessible.

The details for how to apply these funds are being developed in each state and we will continue to provide up-to-date information on this page as it becomes available. If you have any questions, please contact your 529 provider.

In the meantime, below are answers to common questions about 529 Plans and the expansion to cover eligible post-secondary credentialing programs.

Source: Professional Certification Coalition